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There are a lot of different types of pensions, and you may either have a number of them, or none at all. But you can’t get away from the fact that without a decent one, you are going to have a less than enjoyable retirement.
However there is something else you should be aware of, and that is a pension is not the only way of saving for your retirement, (we can advise on other ways) but it is a tax effective way of doing so.
Here are some of the different types of pensions available.
The Pensions Act 2007 reforms will start to come into effect from 2010.
Key changes include:
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(women’s state pension age to rise gradually from 60 to 65 from 2010 to become equal with men,s)
Full details here http://www.thepensionservice.gov.uk/
State pension age calculator here